Remortgage

Most people know they should remortgage when their deal ends. But knowing and doing are two very different things and every month the action gets delayed, the cost quietly adds up. If your fixed rate deal has ended, or is about to, and nothing is in place yet, there's a very good chance you're about to be moved onto something called a Standard Variable Rate. Or you may already be on one without fully realising what that means for your monthly payments.

Is Your Remortgage Due Before June 2027? You Could Lock In a Rate Right Now

Most people have banked in the same place for years. So when a mortgage comes up, it feels natural to start there. But it doesn't guarantee you the best deal.

If your mortgage deal is ending in the next few months, you may not need to wait as long as you think to start planning your next one.

Many homeowners believe they can’t do anything about their mortgage until their current deal ends. The truth? You can usually lock in a new deal up to six months in advance.

Many assume mortgage rates are still painfully high, so they delay. The truth? Mortgage rates have started to reduce - and opportunities are opening up right now.

Your own bank knows you best, so they’ll give you the best mortgage deal, right? Not necessarily. Loyalty doesn’t always mean the lowest rate or the best terms.

A smart switch now could protect you from rising costs later. If your current mortgage deal is coming to an end, here’s why now might be the right time to make your move.

Thinking of upgrading your home? Investing in the right improvements can make a significant difference. Here are the top home improvements that will add value to UK homes in 2025.

If your fixed-rate mortgage is coming to an end or you want to reduce your monthly payments, remortgaging in 2025 could be a smart move. Here’s how to prepare.