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Most people know they should remortgage when their deal ends. But knowing and doing are two very different things and every month the action gets delayed, the cost quietly adds up. If your fixed rate deal has ended, or is about to, and nothing is in place yet, there's a very good chance you're about to be moved onto something called a Standard Variable Rate. Or you may already be on one without fully realising what that means for your monthly payments.

Bringing a new baby home is one of life's biggest moments. And for a lot of growing families, it also brings a very natural question - is the home we're in still the right one? Maybe you've outgrown your current place. Maybe a second bedroom has gone from a nice-to-have to a genuine need. Maybe you're thinking about schools, space, a garden, a quieter street. Whatever the reason, the desire to move when a family is growing is completely understandable.

Told You Can't Get a Mortgage? We've Heard That Before and We've Proved It Wrong There's a particular kind of frustration that comes with being told no when you know you can afford a home. You've done the sums. You know what your income is. You know what you can comfortably pay each month. And yet somewhere along the way - whether it was a bank, a comparison website, or another broker - someone looked at your situation and told you it wasn't possible.

Is Your Remortgage Due Before June 2027? You Could Lock In a Rate Right Now

Buying a home is one of the biggest decisions you'll ever make. It can feel overwhelming at first as there's a lot of information out there, a lot of people with opinions, and a lot of steps between where you are now and holding the keys. But when you strip it back, getting the foundations right comes down to three things. Get these in place early, and everything else becomes a lot more manageable. 1. Have a Clear Budget in Mind Before you look at a single property, you need

If you're self-employed and declaring a salary of £12,570, the personal allowance threshold, you're in good company. It's one of the most common and tax-efficient ways for limited company directors and business owners to pay themselves. It's also one of the most misunderstood situations in the mortgage world. Many people in this position assume they simply won't qualify for a mortgage. Their declared salary looks low on paper, their accountant has done exactly the right thing

When it comes to getting a mortgage, most people assume the simplest route is to go straight to their bank. It's familiar, it feels straightforward, and it seems like one less thing to organise. But simple isn't always the same as best. And when you're taking on what is likely the biggest financial commitment of your life, the difference between the two can cost you, or save you, a significant amount of money. Here's an honest look at both options. Going Direct to a Lender

Do You Feel Stuck as a Renter? Buying Your First Home Could Be Easier Than You Think

Why Getting Declined Isn't Always the End of the Story

There's a myth that follows self-employed people around, that getting a mortgage is somehow out of reach. That lenders won't take you seriously. That without a payslip, you don't stand a chance.

When most people plan to buy a home, they focus on one number - the deposit. Save enough for that, and the rest will follow. But the deposit is just the beginning.

Most people have banked in the same place for years. So when a mortgage comes up, it feels natural to start there. But it doesn't guarantee you the best deal.

A lot of people put off buying a home because they think their credit isn't good enough. But that assumption stops a lot of people from finding out what's actually possible.

If you couldn't work due to illness or injury, how long could you keep paying your mortgage? In the UK, Statutory Sick Pay is currently £123.25 per week.

If you're thinking about investing in property, this is one of the first decisions you'll face. Should you buy in your own name, or through a limited company?

If you were too ill to work tomorrow, Statutory Sick Pay would pay you £123 a week. Would that cover your mortgage? Your bills? For most households, the answer is no.

Getting the keys to your new home is a feeling like no other. Here's a practical guide to everything you need to sort out when you move in, so nothing slips through the cracks.

If you've been putting off buying your first home because you don't have a big deposit saved, you're not alone and you might be working from outdated information.

If your mortgage deal is ending in the next few months, you may not need to wait as long as you think to start planning your next one.

“There’s no point looking - I need at least 15% saved.” It’s one of the biggest barriers stopping people from even exploring their options. Let’s clear that up.